LICENSED • INDEPENDENT • MULTI-CARRIER
Life insurance shouldn't feel like a sales pitch.
We're Francesca & Drake, the licensed agents behind FND Life. We help families compare life insurance options from multiple insurance carriers so they can choose coverage that fits their life, goals, and budget.
- Licensed Insurance Professionals
- Multiple Carrier Options
- No-Cost Coverage Review
- Real Human Support
Your favorite life agents — and your agents for life.

VERIFY OUR LICENSES
Don't just trust us. Verify us.
Anyone helping you make decisions about your family's protection should be properly licensed. We put our credentials front and center so you can independently verify who you're working with.
Your insurance agent shouldn't be anonymous. You should know exactly who you're trusting with your family's coverage.
See step-by-step license lookup instructions for both brokers
INDEPENDENT BY DESIGN
One family. Multiple options.
FND Life is an independent brokerage. Instead of being limited to one insurance company, we can help compare available options from multiple carriers based on your needs, eligibility, goals, and budget.










Carrier and product availability varies by state, eligibility, underwriting, and individual circumstances.
Compare My OptionsCOVERAGE
Coverage built around your life.
WHY FND
Insurance without the runaround.
We're independent.
We're not limited to one insurance company's products.
We compare multiple carriers.
Different insurance companies have different underwriting guidelines and product options.
You get real people.
You're working with licensed agents rather than disappearing into an anonymous quote website.
We're still here afterward.
FND Life remains a resource when questions or life changes happen.
Agents for life.
HOW IT WORKS
Getting covered doesn't have to be complicated.
Tell us what you're looking for.
Share a little about your family, goals, budget, and coverage needs.
We compare available options.
A licensed FND Life agent reviews appropriate available options.
You decide.
We'll explain the differences clearly so you can make your own decision.
We stay with you.
Questions later? Beneficiary changes? Another coverage review? We're still here.
ABOUT FND LIFE
Meet the people behind FND Life.
FND Life was built around a simple idea: buying life insurance should feel like working with someone you actually know and trust.
We're Francesca and Drake. We help families navigate life insurance without turning the conversation into a confusing sales presentation. We compare options, explain what they actually mean, and help you make your own decision.
Whether you're protecting a mortgage, replacing income, planning for final expenses, exploring long-term protection, or simply trying to understand coverage you already own, we're here to help.
Francesca + Drake
Your favorite life agents.
EXISTING POLICY REVIEW
Already have life insurance?
Great. You don't automatically need another policy.
FND Life can help you review what you already own and how it lines up with your current goals.
Request a Policy Review- Coverage amount
- Beneficiaries
- Policy type
- Term expiration
- Premium
- Riders
- Living benefits
- Cash value where applicable
- Current goals
FAQ
Clear answers before you begin.
Does FND Life represent one insurance company?
No. FND Life is an independent brokerage that can help compare available options from multiple carriers.
Can I verify Francesca and Drake's licenses?
Yes. Our Verified Brokers page lists each broker's NPN and walks you through the official license lookup step by step.
Does submitting this form guarantee coverage?
No. Product availability, eligibility, rates, and approval depend on carrier rules, state availability, and underwriting.
GET YOUR OPTIONS
Tell us what you're looking for.
No pressure. No obligation. Share a few basics and a licensed FND Life agent can help you understand what's available.
Protecting your family starts with knowing your options.
No pressure. No obligation. Just a conversation with a licensed agent who can help you understand what's available.